DUM DUM DUUUUUUUM *evil music*

So I have a real update to do. To start off, my baby.

Ryan is at home right now mostly because he has the croup. He woke me up at 4am barking like a seal so I got up and turned the humidifier on and shut his door so he would be in his own personal rain forest. Of course I couldn’t get back to sleep because of all the stress that has been going on for the past two days.

Part ONE

Ryan’s new daycare provider sucks. I have taken him there a total of twice and both mornings the basement door is closed, the kids are downstairs and chickie is upstairs with the tv on. I don’t know if she is just waiting for the other kids to show, or if her husband is sleeping because he works late and she wants to keep the noise down or what. All I know is I don’t like it. I called Wee Watch yesterday and told the boss about what I had seen for the past two days and the first and only word out of her mouth was “Unacceptable!”. They are sending the monthly inspector by today, but I am not sending my baby back there. I can’t knowingly consign him to basement living. He will be home for the rest of the week sick anyway but even if he had been well I would have only let him stay one more day just so that he would have been there for the inspector. Will blog more later about interviewing new people.

Part TWO

My office mate nearly lost her house on Monday. Let me give you the scoop about these people: one part crazy, three parts stupid. They moved into their house back in December, in fact, I helped to move them in. At the time J and I were basically taking bets on when they would get themselves into trouble financially. They bought the place with 0% down, got a line of credit to pay off ANOTHER line of credit with another bank from the last time they consolidated all their debt after they sold their last house to move in with their in-laws because they couldn’t afford to keep it because….Oh Fuck. ANYWAY. They kept saying, “Oh yeah, we are going to be so on the edge, but we can do it. We can cut back and not spend money.”. So they did things like, buy a third car for the parts, sink four grand into the other car that is only on the road during the summer, there was even a day when she got her friggin’ hair cut with money from the line of credit because they were short on cash. Not to mention they put one of their two sons into hockey for the bargain price of $300. The credit line is now maxed, all $12,000 of it. What a shock. So she gets a call from her bank on Monday, it turns out that they have been only paying the interest on this thing since they got it. That’s the way the lady at the bank explained it to them, that it's okay to just put the interest on it. But now the bank is saying that she didn’t know what she was talking about and now they need 3% plus interest. So the payment is from $80 to $380 or something like that. For the rest of the day all I can hear is her hyperventilating in the corner about how they can’t afford that and they are going to lose the house. The next day a solution has presented itself, her husband can basically do as much overtime as he wants so it he does four hours, four times a week they can make the new payment. Of course, they don’t want to punish their son for their mistakes so he is still going into hockey this winter.....*sigh*

Part THREE

J said yes to looking at a house. … … I KNOW!!! HE SAID YES!!! We went last night and looked at it.

We love it far more then we thought we would. Dad and Mom are coming up Thursday night to look at it. If they give us the high sign we are going to put an offer in. Of course we now have to go get pre-approved for a mortgage, find a lawyer, get the down payment out of the locked investment…

Will do more info about this later when I know more about what is going on.

Anyway, all of this combined in two days let me go to sleep after midnight, the boy had me up at 4am, I found J on the couch upstairs sleeping so I woke him and led him back downstairs and put him to bed, and I couldn’t get back to sleep. I got to work at friggin’ 6am. Slightly crunchy eyed but I would have been anyway if I had stayed in bed killing time listening to J snore.

I will be back again sometime before the end of the week.

Hugs to all!

Kay